| |
WHAT EVERYONE SHOULD KNOW ABOUT EQUAL
OPPORTUNITY IN HOUSING
The sale and purchase of a home is one of the most significant events
that an individual will experience in their lifetime. It is more than the
simple purchase of housing, for it directly impacts the hopes, dreams,
aspirations, and economic destiny of those involved. It is for this reason
that the Fair Housing Act and other federal and state laws were enacted to
guarantee a right to a national housing market free from discrimination
based on race, color, religion, sex, handicap, familial status, and
national origin.
THE
LAW
Civil Rights Act of 1866
The Civil Rights Act of 1866 prohibits all racial discrimination in the
sale or rental of property.
Fair Housing Act
The Fair Housing Act declares a national policy of fair housing
throughout the United States. The law makes illegal any discrimination in
the sale, lease or rental of housing, or making housing otherwise
unavailable, because of race, color, religion, sex, handicap, familial
status, or national origin.
Americans with Disabilities Act
Title III of the Americans with Disabilities Act prohibits discrimination against persons with disabilities in places of public
accommodations and commercial facilities.
Equal Credit Opportunity Act
The Equal Credit Opportunity Act makes discrimination unlawful with
respect to any aspect of a credit application on the basis of race, color,
religion, national origin, sex, marital status, age or because all or part
of the applicant's income derives from any public assistance program.
State and Local Laws
State and local laws often provide broader coverage and prohibit
discrimination based on additional classes not covered by federal law.
The Responsibilities
The home seller, the home seeker, and the real estate professional all
have rights and responsibilities under the law.
For the Home Seller
As a home seller or landlord you have a responsibility and a
requirement under the law not to discriminate in the sale, rental and
financing of property on the basis of race, color, religion, sex,
handicap, familial status, or national origin. You cannot instruct the
licensed broker or salesperson acting as your agent to convey for you any
limitations in the sale or rental because the real estate professional is
also bound by law not to discriminate. Under the law, a home seller or
landlord cannot establish discriminatory terms or conditions in the
purchase or rental; deny that housing is available, or advertise that the
property is available only to persons of a certain race, color, religion,
sex, handicap, familial status, or national origin.
For the Home Seeker
You have the right to expect that housing will be available to you
without discrimination or other limitations based on race, color,
religion, sex, handicap, familial status, or national origin.
This includes the right to expect:
 | Housing in your price range made available to you without
discrimination; |
 | Equal professional service; |
 | The opportunity to consider a broad range of housing choices; |
 | No discriminatory limitations on communities or locations of
housing; |
 | No discrimination in the financing, appraising, or insuring of
housing; |
 | Reasonable accommodations in rules, practices and procedures for
persons with disabilities; |
 | Non-discriminatory terms and conditions for the sale, rental,
financing, or insuring of a dwelling; and |
 | To be free from harassment or intimidation for exercising your fair
housing rights. |

|
|
IF YOU SUSPECT
DISCRIMINATION
Complaints
alleging discrimination in housing may be filed with the nearest
office of the United States Department of Housing and Urban
Development (HUD), or by calling HUD's toll free numbers,
800-669-9777 (voice), or 1-800-543-8294 (TDD).
|
|